• At Capricorn Risk Services, we leverage Capricorn’s 40+ years of industry experience to provide access to the right products at the right price.

    If you’re a mechanic or an automotive services business owner, we can provide you with tailored protection and insurance solutions you can trust. If you ever make a claim within your protection, we will be there to look after you.

    One-Stop Automotive Business Insurance and Protection Solutions

    We offer personalised service, meaning you'll have your own dedicated Risk Account Manager who will work with you to obtain the protection and insurance options you select at the best possible price. You also get to experience the convenience and personalisation of someone coming to visit you face to face at a time and location that suits you. 

    Our team at Capricorn Risk Services also believe in offering our clients more rewards and less paperwork. We do this so you can consolidate your billing and use your Capricorn Trade Account to pay for your protection, which means earning even more reward points to spend as you please!

    At no extra cost, you and your accompanying spouse and children, are covered for personal leisure travel up to 14 days in Australia and 28 days internationally when you purchase a product through Capricorn Risk Services.

    If you operate a business specialising in auto mechanic repairs and services, you need to ensure you have the insurance and protection you need. To see how our team at Capricorn Risk Services can help, contact us today.

    Entire business is protected with Capricorn Risk Services. Claims happen and they are good to deal with. Premiums are kept in check, really easy.

    Nigel Oborne | First Class Automotive

  • Motor Vehicle

    Covering your commercial vehicles, your stock vehicles and your motor vehicle fleet.


    Covering your business’ building contents, employee’s tools from loss or damage.

    Workers Compensation

    Covering employees, making understanding your responsibilities & managing claims easy. WA, NT, TAS, ACT only.

    Business Interruption

    Covering you for your financial loss and the increased cost of working to your business due to loss or damage to property.

    Customers Vehicles

    Covering you in relation to a customer’s vehicle in your care, custody or control irrespective of liability and your customers’ own insurance.

    Public & Products Liability

    Covering you for the amount that you are legally liable to pay as compensation for personal injury and property damage and also the costs to defend or settle the claim.

    Professional Protection

    Covering you and your employees for your civil liability for any claim for compensation first made against you and notified to us during the period of protection arising out of a breach of professional duty when providing professional advice for a fee in the conduct of your business.

    Management Liability Insurance

    Protects you and your business from costs arising from when day to day operations go wrong.

    Cyber Liability & Privacy Insurance

    Covering your business against cyber attacks and privacy breaches.